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RoadPay — Roadmap

Vision

RoadPay is the payment layer for BlackRoad OS. Built on Stripe, hardened for sovereignty. Accept payments in 135+ currencies, manage subscriptions, prevent fraud, and own your payment infrastructure.

Q1 2026 — Foundation

  • [RC] Core charge API with Stripe backend
  • [RC] Customer and payment method management
  • [RC] Basic subscription create/cancel/update
  • [RC] Webhook relay with signature verification
  • [RC] Node.js SDK (@roadpay/sdk) v1.0
  • [RC] CLI tool for testing and event tailing
  • [RC] Sandbox mode with test fixtures
  • [RC] Landing page and documentation site

Q2 2026 — Billing Engine

  • [RC] Usage-based billing with metered aggregation
  • [RC] Tiered, volume, graduated, and per-seat pricing
  • [RC] Smart invoicing with auto-generation
  • [RC] PDF invoices with brand customization
  • [RC] Dunning management (retry logic + email sequences)
  • [RC] Coupon and promotion code system
  • [RC] Tax calculation for 40+ jurisdictions
  • [RC] Python and Go SDKs

Q3 2026 — Fraud & Components

  • [RC] ML fraud scoring pipeline
  • [RC] Custom fraud rule builder
  • [RC] 3D Secure handling
  • [RC] Device fingerprinting
  • [RC] Embedded React checkout component
  • [RC] Vue and Svelte checkout components
  • [RC] Pricing table component
  • [RC] Customer self-service portal
  • [RC] RoadCoin token acceptance bridge

Q4 2026 — Sovereign Mode

  • [RC] Self-hosted Docker deployment
  • [RC] Kubernetes Helm chart
  • [RC] Local PostgreSQL data storage
  • [RC] Data residency selection (US, EU, APAC)
  • [RC] Revenue analytics dashboard (MRR, churn, LTV)
  • [RC] Data warehouse export connectors
  • [RC] SOC 2 Type II audit completion
  • [RC] WordPress and Shopify plugins

2027 — Scale

  • [RC] Multi-entity support (hold multiple Stripe accounts)
  • [RC] White-label payment pages
  • [RC] Advanced cohort and forecasting analytics
  • [RC] Marketplace and platform payouts (Connect)
  • [RC] On-premise installation for regulated industries
  • [RC] PCI DSS Level 1 certification renewal
  • [RC] Global payment method expansion (PIX, UPI, SEPA, iDEAL)

Principles

  1. Stripe underneath — we don't reinvent card processing, we make it better
  2. Bundle, don't nickel-and-dime — fraud, invoicing, analytics included in every paid plan
  3. Sovereign option — self-host when you need full data control
  4. Developer-first — if it takes more than 5 minutes to integrate, we failed
  5. Transparent pricing — no hidden fees, no surprise charges, no contracts

BlackRoad OS, Inc. — Remember the Road. Pave Tomorrow.